Home loan rates to remain low for a year
ECONOMY & POLICY

Home loan rates to remain low for a year

Home loan interest rates will likely continue to remain low for another 6-12 months to enable the best home buying opportunities for home buyers. Speaking at a conference, Keki Mistry, Vice Chairman and CEO, HDFC Limited, said the interest rates have been the lowest in four years.

“The growth in the economy and the real estate has been sharp,” Mistry said. 


 The prime reasons for the sharp growth in the real estate sector, he said, include stamp duty relaxations by the developers, liquidity infused in the sector by the RBI and multiple other concessions given by the government. 

However, Mistry cautioned, the increasing inflation might exert pressure on the RBI, which will curb its ability to further cut down the rates. Banks have experienced improved quality of balance sheets by distinguishing between the strong and weak developers for lending, avoided over-leveraging and tried to remain well-capitalised.


The feasible housing segment has registered considerable growth of 83%, as per Anarock Property Consultant’s chairman and founder Anuj Puri. In the July to September quarter, the residential sales are 67% of the Q1 sales of January to March. Puri said that about 23 million sq ft of new office space leasing is expected this year while the REITs will continue to attract foreign investments. 


K Raheja Corp’s president Neel Raheja observed that zero sales in the initial months of the pandemic saw a severe turnaround as people realised the worth of owning a home. 


Vikram Garg, MD, Blackstone, indicated that global fund managers are bullish on countries like India as global interest rates have been low.

They were speaking at a seminar titled “India–Opportunities in the Coming Year”, a part of the ongoing virtual Real Estate and Infrastructure Investors’ Summit (REIIS) 2020, organised by NAREDCO and Asia Pacific Real Estate Association (APREA).

Home loan interest rates will likely continue to remain low for another 6-12 months to enable the best home buying opportunities for home buyers. Speaking at a conference, Keki Mistry, Vice Chairman and CEO, HDFC Limited, said the interest rates have been the lowest in four years.“The growth in the economy and the real estate has been sharp,” Mistry said.  The prime reasons for the sharp growth in the real estate sector, he said, include stamp duty relaxations by the developers, liquidity infused in the sector by the RBI and multiple other concessions given by the government. However, Mistry cautioned, the increasing inflation might exert pressure on the RBI, which will curb its ability to further cut down the rates. Banks have experienced improved quality of balance sheets by distinguishing between the strong and weak developers for lending, avoided over-leveraging and tried to remain well-capitalised.The feasible housing segment has registered considerable growth of 83%, as per Anarock Property Consultant’s chairman and founder Anuj Puri. In the July to September quarter, the residential sales are 67% of the Q1 sales of January to March. Puri said that about 23 million sq ft of new office space leasing is expected this year while the REITs will continue to attract foreign investments. K Raheja Corp’s president Neel Raheja observed that zero sales in the initial months of the pandemic saw a severe turnaround as people realised the worth of owning a home. Vikram Garg, MD, Blackstone, indicated that global fund managers are bullish on countries like India as global interest rates have been low.They were speaking at a seminar titled “India–Opportunities in the Coming Year”, a part of the ongoing virtual Real Estate and Infrastructure Investors’ Summit (REIIS) 2020, organised by NAREDCO and Asia Pacific Real Estate Association (APREA).

Next Story
Infrastructure Urban

Arya Omnitalk Powers India’s Toll Revolution with AI-Driven Solutions

Arya Omnitalk, a leader in intelligent transportation systems, is revolutionising toll collection across India’s national highways with its advanced AI-powered Toll Management Solutions. Designed for rugged remote toll locations, the company’s cutting-edge technology ensures seamless, reliable, and secure tolling—especially during high-capacity operations exceeding 200%. By integrating real-time analytics, cyber protection, and FASTag-based cashless tolling, Arya Omnitalk’s systems are significantly reducing congestion, improving transparency, and enhancing revenue assurance. Its full..

Next Story
Infrastructure Urban

Over 800 Join Anant Raj Runathon to Mark Earth Day

Over 800 participants came together at Anant Raj Estate, Sector 63A, Gurugram, for the Anant Raj Runathon 2025—a vibrant celebration of Earth Day through fitness, community bonding, and sustainability. Curated by renowned running coach Ravinder, the event featured four categories: 10-mile and 5-mile timed runs, a 5-mile walkathon, and a 1-mile kids’ run. Runners of all ages took to the green, scenic roads of the area—some chasing personal bests, others running for a cause. The Runathon was designed to promote healthy living while raising awareness about sustainable practices. Participa..

Next Story
Infrastructure Urban

PETRONAS Lubricants, Quaker Houghton Ink Strategic Deal

In a significant step towards strengthening industrial operations in India and Malaysia, PETRONAS Lubricants India Pvt. Ltd (PLIPL) and Quaker Houghton have announced a strategic partnership aimed at delivering high-performance industrial fluid solutions to key manufacturing sectors, including steel production. The collaboration combines the strengths of both companies—leveraging PETRONAS Lubricants India’s maintenance lubricant technologies and Quaker Houghton’s deep expertise in metalworking fluids. Starting from the second quarter of 2025, Quaker Houghton will begin offering PETRONAS..

Advertisement

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement

Advertisement

Talk to us?