Aptus Value Housing Posts Profit Surge
Real Estate

Aptus Value Housing Posts Profit Surge

Aptus Value Housing Finance reported a robust 22.94% increase in net profit for Q2 FY25, driven by strong demand in India’s affordable housing sector. The company's profit reached ?161.6 crore, up from ?131.4 crore in Q2 FY24, as it continued to capitalize on demand for housing finance in semi-urban and rural areas. Total income for the quarter also rose, climbing by 27.53% to ?428.7 crore.

Aptus attributed this growth to its targeted approach in underserved markets, where demand for affordable housing remains high. The company’s loan disbursements saw significant traction, benefiting from India’s government initiatives supporting low-income housing. Additionally, the non-performing assets (NPA) ratio improved, with gross NPAs down to 1.49% from 1.81% year-over-year, reflecting enhanced collection efficiencies and a focus on credit quality.

The company’s expansion strategy has included bolstering its presence in southern India, where it has a strong market footprint. It has also invested in digital processes to streamline loan approvals and improve customer experiences, contributing to faster processing times and higher customer satisfaction. As interest rates stabilize, Aptus remains optimistic about maintaining growth momentum, with plans to expand its reach to additional Tier 2 and Tier 3 cities in the coming quarters.

In a housing market driven by affordability and government support, Aptus Value Housing Finance positions itself as a key player, leveraging its experience in the sector and a customer-first approach.

Aptus Value Housing Finance reported a robust 22.94% increase in net profit for Q2 FY25, driven by strong demand in India’s affordable housing sector. The company's profit reached ?161.6 crore, up from ?131.4 crore in Q2 FY24, as it continued to capitalize on demand for housing finance in semi-urban and rural areas. Total income for the quarter also rose, climbing by 27.53% to ?428.7 crore. Aptus attributed this growth to its targeted approach in underserved markets, where demand for affordable housing remains high. The company’s loan disbursements saw significant traction, benefiting from India’s government initiatives supporting low-income housing. Additionally, the non-performing assets (NPA) ratio improved, with gross NPAs down to 1.49% from 1.81% year-over-year, reflecting enhanced collection efficiencies and a focus on credit quality. The company’s expansion strategy has included bolstering its presence in southern India, where it has a strong market footprint. It has also invested in digital processes to streamline loan approvals and improve customer experiences, contributing to faster processing times and higher customer satisfaction. As interest rates stabilize, Aptus remains optimistic about maintaining growth momentum, with plans to expand its reach to additional Tier 2 and Tier 3 cities in the coming quarters. In a housing market driven by affordability and government support, Aptus Value Housing Finance positions itself as a key player, leveraging its experience in the sector and a customer-first approach.

Next Story
Resources

Madhya Pradesh Champions Inclusive Tourism at Heritage Sites

On the occasion of World Heritage Day, Madhya Pradesh is taking a significant step toward inclusive tourism by making its historical sites accessible to all — especially persons with disabilities. The state is rolling out its ‘Accessibility Infrastructure and Development’ project at Maheshwar, Mandu, Dhar, and Orchha, aiming to create a more welcoming experience at these iconic cultural destinations.The initiative, under the leadership of Chief Minister Dr Mohan Yadav and Tourism Minister Shri Dharmendra Bhav Singh Lodhi, includes infrastructure upgrades such as ramps, Braille signage, w..

Next Story
Resources

Runwal Realty Onboards Sonam Kapoor as Brand Ambassador

Real estate major Runwal has unveiled a refreshed identity as Runwal Realty, signalling a renewed commitment to crafting spaces that stand the test of time. With this refresh, the brand unveils its new philosophy: “Building for Generations to Come” and welcomes Bollywood star and global fashion icon Sonam Kapoor as its brand ambassador. This evolved identity reflects Runwal Realty’s commitment to creating not just homes, but heirlooms—crafted through visionary design, meticulous planning, global design expertise and an unwavering focus on quality. With the customer at its core, each de..

Next Story
Infrastructure Urban

Emerging Trends in Infrastructure and Transport 2025: KPMG

KPMG’s latest report, The Great Reset: Emerging Trends in Infrastructure and Transport 2025 edition, sheds light on the profound changes transforming the global infrastructure landscape. As industries adapt to the challenges posed by climate change, economic pressures, and technological advancements, the report identifies key trends and provides actionable insights for leaders in infrastructure and transport sectors. “In today’s interconnected world, the lack of standardized supply chain practices is not just an operational challenge—it’s an environmental and economic one. We’..

Advertisement

Advertisement

Subscribe to Our Newsletter

Get daily newsletters around different themes from Construction world.

STAY CONNECTED

Advertisement

Advertisement

Advertisement

Advertisement

Talk to us?