Aptus Value Housing Finance reported a robust 22.94% increase in net profit for Q2 FY25, driven by strong demand in India’s affordable housing sector. The company's profit reached ?161.6 crore, up from ?131.4 crore in Q2 FY24, as it continued to capitalize on demand for housing finance in semi-urban and rural areas. Total income for the quarter also rose, climbing by 27.53% to ?428.7 crore.
Aptus attributed this growth to its targeted approach in underserved markets, where demand for affordable housing remains high. The company’s loan disbursements saw significant traction, benefiting from India’s government initiatives supporting low-income housing. Additionally, the non-performing assets (NPA) ratio improved, with gross NPAs down to 1.49% from 1.81% year-over-year, reflecting enhanced collection efficiencies and a focus on credit quality.
The company’s expansion strategy has included bolstering its presence in southern India, where it has a strong market footprint. It has also invested in digital processes to streamline loan approvals and improve customer experiences, contributing to faster processing times and higher customer satisfaction. As interest rates stabilize, Aptus remains optimistic about maintaining growth momentum, with plans to expand its reach to additional Tier 2 and Tier 3 cities in the coming quarters.
In a housing market driven by affordability and government support, Aptus Value Housing Finance positions itself as a key player, leveraging its experience in the sector and a customer-first approach.
