Around 10,000 cooperative housing societies in Maharashtra, primarily in Mumbai, Thane, and Pune, are eager to begin self-redevelopment but are facing delays due to multiple clearance requirements. These societies, many over 30 years old, are waiting for the implementation of a single-window approval system to streamline the process. 

In 2019, the Maharashtra Housing Department proposed a single-window system to simplify approvals, with the Maharashtra State Cooperative Bank designated as the nodal agency. However, the system has yet to be implemented, leaving societies struggling with approvals from various departments, including property tax, electricity, and the collector’s office. 

The Maharashtra State Cooperative Federation has urged the Chief Minister to execute the 2019 resolution, emphasising that a simplified approval process would allow societies to move forward without unnecessary delays. The state government had also proposed a subsidised loan at 4% interest for societies opting for self-redevelopment, but the absence of a streamlined clearance process has made many hesitant to proceed. 

Despite the government’s promise of deemed conveyance for self-redevelopment projects within a month, officials from the State Cooperative Department have confirmed that no recent proposals have been submitted. Meanwhile, the Central Government, through the National Cooperative Union of India, is promoting self-redevelopment as a means to enhance affordability in housing. 

To address these challenges, the proposed single-window system would include an online submission platform for redevelopment proposals. Societies or developers would be able to submit plans, check regulations, and receive updates on necessary corrections. Fees, premiums, and taxes would be payable online, with No Objection Certificates (NOCs) and approvals issued digitally. 

If implemented, this system could make self-redevelopment more efficient, reducing delays and allowing societies to complete projects seamlessly. Redevelopment plays a crucial role in upgrading aging housing infrastructure, providing modern amenities, and creating new housing options in established localities. Additionally, it boosts government revenue through increased property registrations and stamp duty collections, benefiting both homebuyers and the economy. 

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