During the quarter, PFC disbursed loans amounting to ?327.70 billion ($3.93 billion), with significant growth in its renewable energy portfolio. The company earned ?12.48 billion ($149.8 million) in dividend income and generated ?500 million (~$5.9 million) in fees and commissions.

For the first half (1H) of FY 2025, PFC's net profit grew by 18% YoY to ?80.88 billion ($970.6 million). The company’s total income for 1H rose by 14.6% YoY to ?251.32 billion ($3.02 billion). PFC approved loans worth ?704.99 billion ($8.46 billion) and disbursed ?315.08 billion ($3.78 billion) under the late payment surcharge program.

PFC saw a remarkable 155% YoY increase in loan disbursements, which grew from ?217.90 billion ($2.61 billion) in 1H FY24 to ?555.62 billion ($6.67 billion) in 1H FY25. The company’s gross loan assets for renewable energy projects stood at ?521.26 billion (~$6.26 billion) as of September 30, 2024.

In addition, PFC recorded improvements in asset quality, with its net non-performing asset (NPA) ratio dropping from 1.27% in 1H FY24 to 0.72% in 1H FY25, while the gross NPA ratio declined from 4.38% to 2.71% during the same period.

The company’s consolidated loan assets reached ?9.24 trillion ($110.9 billion), a 20% YoY increase, while its consolidated net worth grew by 21%, now standing at ?859.24 billion ($10.31 billion).

Parminder Chopra, PFC’s Chairperson and Managing Director, emphasized the company’s solid market position, stating, “Our robust financial performance reflects PFC’s strong market position and the growing demand for power sector financing.”

The company declared a second interim dividend of ?3.50 ($0.04) per equity share, following the ?3.25 ($0.03) dividend paid earlier in FY 2025.