Moody’s pegs Indian economy’s growth for FY25 at 6.6 percent


Moody’s Ratings pegged growth of the Indian economy at 6.6 per cent in the current fiscal year. It said strong credit demand, coupled with the robust economic growth will support the non-bank finance companies (NBFCs) sector’s profitability. Moody's Ratings said, we expect India's economy to expand 6.6 per cent in the year ended March 2025 (FY25) and 6.2 per cent the following year and this will lead to robust loan growth at NBFCs, mitigating the impact of rising funding costs on their profitability.

Funding costs for non-bank finance companies (NBFCs) in India are rising but strong credit demand fuelled by the country's robust economic growth will support the sector's profitability. Also, robust economic conditions will help them preserve their asset quality even as rises in interest rates increase the debt burdens of their customers, it added. Moody’s FY25 GDP growth predictions are lower than the Reserve Bank of India’s (RBI’s), as well as other agencies but is at par with Deloitte’s forecast. The RBI had projected a growth of 7 per cent in the current fiscal for the Indian economy.

Asian Development Bank (ADB) and Fitch Ratings estimated growth at 7 per cent each while S&P Global Ratings and Morgan Stanley expect the growth rate to be at 6.8 percent. However, Deloitte India estimates the country’s GDP to grow at 6.6 per cent in the current fiscal, driven by consumption expenditure, exports rebound and capital flows. However, it also flagged concerns around inflation and geopolitical uncertainties.

Moody's Ratings has projected a growth of about 15 per cent in loans at NBFCs over the next 12 to 18 months.

Related Stories

Consumer Tech, Renewables Top Themes as M&A Activity Picks Up

Kumar mentioned that Barclays reduced its exposure to NBFCs

NaBFID will set up the first data repository in India

It is to attract private investment by offering greater transparency and detailed information.

IRDAI Grants Approval for Insurers to Invest in NBFCs' Infra Debt F..

IRDAI's nod enables insurers to invest in infrastructure debt funds offered by NBFCs, expanding investment avenues.